Paycheck Take-Home Calculator
Estimates take-home pay after federal income tax and FICA (Social Security + Medicare).
Every calculation runs instantly in your browser, so your inputs are never sent to a server, and the tool is free with no sign-up. You can save the results as an Excel file with live formulas and reuse them later.
Inputs
- Annual gross salary ($)
- Filing status
- Pay frequency
Example calculation
Take-home per paycheck: $2,504.23
| Federal income tax | $8,770 |
|---|---|
| Social Security (6.2%) | $4,960 |
| Medicare (1.45%+) | $1,160 |
| Total tax withheld | $14,890 |
| Annual take-home | $65,110 |
| Pay periods / year | 26 |
Method & notes
Estimate. Excludes state/local tax, 401(k) and pre-tax deductions, and W-4 adjustments. FICA: Social Security 6.2% up to $184,500 wage base; Medicare 1.45% plus 0.9% above $200k (single) / $250k (MFJ). 2026.
Tips
Change any input and the result recalculates in real time. After downloading the Excel file, you can reuse it by editing only the yellow input cells.
FAQ
How does the Paycheck Take-Home Calculator work?
Estimates take-home pay after federal income tax and FICA (Social Security + Medicare). Estimate. Excludes state/local tax, 401(k) and pre-tax deductions, and W-4 adjustments. FICA: Social Security 6.2% up to $184,500 wage base; Medicare 1.45% plus 0.9% above $200k (single) / $250k (MFJ). 2026.
Can I save the results?
Yes. You can download the results for free as an Excel (.xlsx) file with live formulas that recalculate when you change the yellow input cells.
Is it free?
Yes — all Calcova calculators are free, and you can save results as an Excel file.