401(k) Calculator
Projects your 401(k) balance from contributions and employer match.
Inputs
- Annual salary ($)
- Your contribution (%)
- Employer match (%)
- Match limit (% of salary) (%)
- Annual return (%)
- Years (years)
- Current balance ($)
Example
Balance at retirement: $680,118
| Your yearly contribution | $4,800 |
|---|---|
| Employer match / year | $2,400 |
| Total contributed | $216,000 |
How it works
Annual compounding. Your contribution is capped at the 2025 limit of $23,500. Estimate — not financial advice.
FAQ
How does the 401(k) Calculator work?
Projects your 401(k) balance from contributions and employer match. Annual compounding. Your contribution is capped at the 2025 limit of $23,500. Estimate — not financial advice.
Is the 401(k) Calculator free?
Yes — every calculator on Calcova is free and you can download the results to Excel.