Retirement Savings Calculator
Projects your retirement balance from current savings and monthly contributions.
Every calculation runs instantly in your browser, so your inputs are never sent to a server, and the tool is free with no sign-up. You can save the results as an Excel file with live formulas and reuse them later.
Inputs
- Current savings ($)
- Monthly contribution ($)
- Annual return (%)
- Years until retirement (years)
Example calculation
Balance at retirement: $803,386
| Total contributions | $230,000 |
|---|---|
| Investment growth | $573,386 |
Method & notes
Monthly compounding. Excludes taxes, fees and inflation. Estimate — not financial advice.
Tips
Change any input and the result recalculates in real time. After downloading the Excel file, you can reuse it by editing only the yellow input cells.
FAQ
How does the Retirement Savings Calculator work?
Projects your retirement balance from current savings and monthly contributions. Monthly compounding. Excludes taxes, fees and inflation. Estimate — not financial advice.
Can I save the results?
Yes. You can download the results for free as an Excel (.xlsx) file with live formulas that recalculate when you change the yellow input cells.
Is it free?
Yes — all Calcova calculators are free, and you can save results as an Excel file.