CD Calculator
Calculates the maturity value of a certificate of deposit (CD).
Every calculation runs instantly in your browser, so your inputs are never sent to a server, and the tool is free with no sign-up. You can save the results as an Excel file with live formulas and reuse them later.
Inputs
- Deposit amount ($)
- Annual interest rate (%)
- Term (years)
- Compounding
Example calculation
Maturity value: $10,939.90
| Interest earned | $939.90 |
|---|---|
| Deposit | $10,000.00 |
Method & notes
Assumes the rate is fixed for the full term. Early withdrawal penalties not included.
Tips
Change any input and the result recalculates in real time. After downloading the Excel file, you can reuse it by editing only the yellow input cells.
FAQ
How does the CD Calculator work?
Calculates the maturity value of a certificate of deposit (CD). Assumes the rate is fixed for the full term. Early withdrawal penalties not included.
Can I save the results?
Yes. You can download the results for free as an Excel (.xlsx) file with live formulas that recalculate when you change the yellow input cells.
Is it free?
Yes — all Calcova calculators are free, and you can save results as an Excel file.