Down Payment Calculator
Calculates your down payment and loan amount from home price and percent down.
Every calculation runs instantly in your browser, so your inputs are never sent to a server, and the tool is free with no sign-up. You can save the results as an Excel file with live formulas and reuse them later.
Inputs
- Home price ($)
- Down payment (%)
Example calculation
Down payment: $80,000
| Loan amount | $320,000 |
|---|---|
| PMI | Not required (≥ 20%) |
Method & notes
Conventional loans usually require PMI when the down payment is under 20%.
Tips
Change any input and the result recalculates in real time. After downloading the Excel file, you can reuse it by editing only the yellow input cells.
FAQ
How does the Down Payment Calculator work?
Calculates your down payment and loan amount from home price and percent down. Conventional loans usually require PMI when the down payment is under 20%.
Can I save the results?
Yes. You can download the results for free as an Excel (.xlsx) file with live formulas that recalculate when you change the yellow input cells.
Is it free?
Yes — all Calcova calculators are free, and you can save results as an Excel file.